Penfed Realty Texas

Makeover Advantage

Sell your home faster and for more money with a 6 month INTEREST-FREE Loan up to $35,0001.

Exclusive to home sellers utilizing a PenFed Realty Texas agent

PenFed Realty Texas

Makeover Advantage


Give buyers

What they are searching for

Looking to appeal to the highest number of buyers & net the most money on the sale of your house?

This loan can be used to update items in your house to help you get the greatest return on your investment. Countertops, appliances, paint, landscaping, consult with one of our PenFed Realty Texas agents to see what improvements will move the needle for buyers looking at your listing!

Connect with an agent

Check out how making updates prior to going on the market benefited these sellers!

4 Bed | 3.5 Bath | Yr Built 2001

When initially listed on the market, this beautiful home in a highly sought-after community generated minimal buyer activity. The listing was taken off the market after 61 days & under the agents suggestions was updated with interior paint & painted cabinets in the Kitchen.

After returning active on the market, this gorgeous house went under contract in only 6 days!

4 Bed | 3 Bath | Yr Built 1993

Initially listed with another agent, this beautiful home sat on the market with minimal buying activity for 141 days before terminating the listing. Under guidance of a PenFed Realty Texas agent, the home was updated with trending interior paint & painted cabinets & built-ins throughout for under $10,000.

After returning active on the market, this gorgeous house went under contract in 1 month!

4 Bed | 3.5 Bath | Yr Built 2004

Prior to listing this stunning home, the PenFed Realty Texas agent recommended some updates to achieve the asking price the seller was wanting. After some drastic interior painting changes & removing a dated, winding interior staircase, the listing was ready for the current market.

In only 11 days, the seller accepted an offer at 100% of their updated asking price!

Connect with an agent

Rates and offers current as of January 1, 2024 and are subject to change. To receive the any advertised product, you must become a member of PenFed Credit Union, which is federally insured by the NCUA.

1 0% APR for 6 months. After that, a fixed APR between 7.99% and 17.99% applies. Your fixed APR applicable after the promo expiration will be determined at the time of loan disbursement and will be based on your application and credit information. The 0% APR for 6 months offer is valid for consumers working with a PFR agent. To be eligible for the 0% APR for 6 months, you must submit a PenFed Makeover Advantage Loan application through your PFR agent. “0% APR” means all loan payments received in the 6 months following loan origination will be applied exclusively to your unpaid loan balance. After 6 months, your loan payments will be applied to the unpaid loan balance and applicable finance charges.

Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.